Select your residence for customized travel insurance options.
Understanding the factors that influence your premium helps you budget effectively
Higher trip costs mean higher premiums. Insurance typically costs 4-10% of total trip value.
Premiums increase with age, especially for travelers over 60-70 years old.
High-risk destinations or countries with expensive healthcare increase premiums.
Longer trips cost more to insure. Annual policies may be better for frequent travelers.
Adventure sports and high-risk activities require additional coverage and increase cost.
Pre-existing conditions may require premium upgrades or specialized coverage.
Comprehensive plans with higher limits and lower deductibles cost more but provide better protection.
Buying early unlocks better coverage options and may reduce overall costs.
What you can expect to pay for travel insurance
What seniors (65+) can expect to pay for travel insurance
Smart advice to help you choose the right coverage for your trip
Purchase insurance within 14 days of your initial trip deposit to maximize benefits and coverage options.
Carefully review policy exclusions, coverage limits, and claim procedures before purchasing insurance.
Always disclose medical conditions to ensure coverage isn't denied when you need it most.
Save all receipts, medical reports, and correspondence to support potential insurance claims.
Don't settle for the first option. Compare multiple policies to find the best coverage for your needs.
Store your insurer's emergency contact numbers in your phone and keep a printed copy with your travel documents.
Find answers to frequently asked questions about travel insurance